Risk Disclosure
ACM TRADE LTD · Last updated: 5 November 2026
This summary describes key risks of the services we may offer. It is not exhaustive, and you should seek independent advice before using any service.
Foreign exchange
Exchange rates change constantly. A currency you hold or receive may lose value against another between agreeing a transaction and using the funds.
Payments
- Payments can be delayed by intermediary banks, public holidays, compliance reviews or incomplete instructions.
- Payments sent to an incorrect account may not be recoverable.
- Be alert to fraud: confirm any change to payment details through an independent channel.
Virtual currency
- Virtual currency prices can be highly volatile and may fall to zero.
- Virtual currency transfers are generally irreversible.
- Legal and regulatory treatment differs between jurisdictions and may change.
- Virtual currency is not legal tender.
Third parties
Transactions rely on third parties such as banks and settlement partners. A failure or delay by any of them may affect your transaction.
No deposit insurance
ACM is not a bank. Funds handled by ACM are not insured by the Canada Deposit Insurance Corporation or the U.S. Federal Deposit Insurance Corporation.